Simple, transparent pricing

Choose the plan that fits your firm. All plans include the same credit evaluation data—just choose based on volume.

Pay-as-You-Go
$15/inquiry
No monthly commitment
  • Credit risk score range
  • Risk category classification
  • Recommended retainer ratio
  • Documentation for files
  • Email support
Starter
$49/month
+ $10 per inquiry
  • Everything in Pay-as-You-Go
  • $5 savings per inquiry
  • Ideal for 1-3 inquiries/week
  • Priority email support
  • Usage dashboard
Enterprise
$399/month
+ $5 per inquiry
  • Everything in Professional
  • $10 savings per inquiry
  • High-volume firms (10+ /week)
  • Multiple user accounts
  • Dedicated support

The math is simple

At $15 per evaluation (Pay-as-You-Go), avoiding even one $500 bad debt delivers a 33x return on investment.

Consider: If just one evaluation per month helps you identify a high-risk client and structure an appropriate retainer—or avoid extending credit you won't recover—the service pays for itself many times over.

This isn't about saving money on the evaluation. It's about not losing money on the deferral.

Example Scenario

Agreed fee $10,000
Without data: 50% deferred $5,000 at risk
RetainerLogic recommends: 75% retainer $2,500 at risk
Risk reduction $2,500
Evaluation cost $15
ROI 166x

Common questions

We accept all major credit cards (Visa, Mastercard, American Express, Discover) through Stripe. For Enterprise plans, we can also arrange ACH or invoicing.
Yes, you can upgrade or downgrade your plan at any time. Changes take effect at the start of your next billing cycle. If you upgrade mid-cycle, you'll receive a prorated credit.
No, inquiries do not roll over. You pay for each inquiry as you use it. The monthly subscription fee is for access to lower per-inquiry rates—there's no inquiry quota or cap.
No long-term contracts. Monthly subscriptions can be cancelled anytime. Pay-as-You-Go has no commitment whatsoever—just pay for what you use.
The free trial includes 5 full credit evaluations at no cost and no commitment. You'll receive the same complete data as paying customers—risk score, category, and recommended retainer ratio. No credit card required to start.

Start with 5 free evaluations

See the data before you commit. No credit card required.

Start Free Trial